Web3 · sub-niche
Stablecoin payment rails.
USDC + USDT payments for B2B + cross-border — non-crypto-facing.
Team-sized buildHot — multiple deals per month
Why now
Stablecoin volume crossed $10T annualized. B2B payments are the killer app.
What the signal looks like
Repos with on-ramp + off-ramp adapters, multi-chain settlement libraries, and accounting integration frameworks.
Public examples
We name publicprojects + categories only — never founders we track inside the paid product. The buyer’s edge stays inside the product.
- Bridge.xyz shape
- Conduit Payments
- Open-source stablecoin-rails libraries
What this displaces
A wire transfer + 1.5% spread + 2-day settlement.
Our build-vs-invest call
Hot. Fund only with payments + crypto team. The moat is the on/off-ramp + the compliance + the integrations.
Common questions about this niche
- Buyer?
- B2B importers / exporters + remittance + payroll.
- Pricing?
- Bps + platform fee.
- Compliance?
- FinCEN + MICA + state MSB.
More inside Web3
- Account abstraction toolkits — ERC-4337 wallet libraries + paymaster infrastructure for AA-first apps.
- Onchain compliance tools — Travel rule + KYT + transaction monitoring for crypto + stablecoin businesses.
- DeFi portfolio managers — Portfolio + risk + yield management for DeFi users + crypto funds.
- NFT licensing platforms — Royalty + licensing + IP-management for NFT + token IP.